Agency Benefits Officers

Important Notices:

The 2023 Enrollee Decision Period

Premiums will increase for most FLTCIP enrollees, effective January 1, 2024. We mailed Enrollee Decision Period letters to FLTCIP enrollees who are impacted. The letter includes information about the premium increase with personalized options to help mitigate the impact of the increase. The deadline for FLTCIP enrollees to select an option is November 9, 2023. Learn more.

Download the 2023 Enrollee Decision Period fact sheet for agency benefits officers.

New FLTCIP Regulations and Application Suspension Period

The U.S. Office of Personnel Management (OPM) suspended applications for coverage under the Federal Long Term Care Insurance Program (FLTCIP) effective December 19, 2022. This was done to allow OPM and the FLTCIP carrier, John Hancock Life & Health Insurance Company, the time to thoroughly assess benefit offerings and establish sustainable premium rates that reasonably and equitably reflect the cost of the benefits provided, as required under 5 U.S.C. 9003(b)(2). Read Important Notice.

If you have any questions, email us.